Southern Cross work scheme benefits and concessions
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5 TO 9 EMPLOYEES• Reduced premiums.
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10 TO 14 EMPLOYEES• Reduced premiums.
• Cover for qualifying pre-existing conditions is available for the employee and immediate family members on completion of three years membership. • All employees in the organisation must receive a fully subsidised health insurance policy |
15 TO 24 EMPLOYEES• Reduced premiums.
• Immediate cover is available for qualifying pre-existing conditions for the employee and immediate family members. • All employees in the organisation must receive a fully subsidised health insurance policy. • Employer schemes (with 5 or more employees) selecting Wellbeing Starter will only receive the reduced premium benefit. |
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25 TO 109 EMPLOYEES• Reduced premiums.
• The option of no underwriting is available (ie short application form). This provides immediate cover for qualifying pre-existing conditions for the employee and immediate family members. |
110+ EMPLOYEES• Reduced premiums.
• The option of no underwriting is available (ie short application form). This provides immediate cover for qualifying pre-existing conditions for the employee and immediate family members. • The scheme’s claims experience may be reflected in the size of the discount. |
CONTINUATION OPTIONS• Advisers can arrange for employees to maintain cover when they leave a work scheme.
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